Feb
26
DebtProfessor
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25 Responses to “Why Americans are paying ILLEGAL interest rates”
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GET PISSED OFF AT YOUR POLITICIANS AND THE OWNERS OF THE FED, WHO HAVE LOOTED YOUR COUNTRY, AND HAVE PUT UNTOLD MILLIONS OF AMERICANS IN POVERTY!!!
Rothschild Banks of London and Berlin
Lazard Brothers Bank of Paris
Israel Moses Sieff Banks of Italy
Warburg Bank of Hamburg, Germany and Amsterdam
Kuhn Loeb Bank of New York
Lehman Brothers Bank of New York
Goldman Sachs Bank of New York
Chase Manhattan Bank of New York (Controlled By the Rockefeller Family)
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Jenson, you sound suspiciously like a shill for a credit card company.
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Because the international bankers have successfully used their unlimited capital to infiltrate and subvert the economic systems of the world. The origin of the Fed provides a perfect example of how it is done. You should research how the Fed came to be.
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“what im saying is outlaw fees just have interest and lower credit score as? a consequence”
That is an act of government; if a bank wanted to do that, they would.
“people often don’t think the right way, eg they always think the will pay they’re credit card and shopaholics no consequences for spending on cards ”
If people don’t learn to think right, they lose money; that’s the way the free market works. People need to be self reliant; not rely on government.
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i dont want goverment to take over credit cards if they cant lend to banks properly how would they lend to the masses, what im saying is outlaw fees just have interest and lower credit score as a consequence. My point is people often don’t think the right way, eg they always think the will pay they’re credit card and shopaholics no consequences for spending on cards
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If you don’t like the terms that the company has, go look for another company that has the terms you like. If everyone did this instead of moaning and groaning, the competition would drive interest rates and fees down.
Why do you want the government to control private institutions? If people made clear to the CC industry what they want in a CC company, there would be some changes in the industry, but a lot of peoplejust stay with their company even though they don’t like their terms.
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@jjenson2006 There is a fundamental problem with what people want and how companies profit from people. People want 1% cash back or air miles but not lower interest rates and fees. for me interest is not a big deal because ill probably only ever be behind by accidentally missing a payment but late fees are ridiculus considering interest charges, it should be stopped so forgetful responsible people arent overly penalised
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I think CC companies should be able to charge as much interest as they want to as long as it’s in their contract. If you don’t like the rate they charge, you find another CC company or you just don’t charge things.
There is no law that states you must have a CC.
I don’t like the government involving themselves with the credit market; they indirectly cause the rates tro rise.
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@ zxc cos the banks owns each country’s govt is why.
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then why has every country in the world gone that route
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he ask for ppls phone number i bet he charges people please correct me if im wrong
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hear hear. very well said.
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OTC Gold and Silver (leasing) contracts and certificates are a fraud
Comex and LBME won’t be able to satisfy physical gold and silver delivery
They will use an escape clause called a “Force Majeure” to withhold physical
delivery if that was demanded from their paper gold (contract) holders
Physically holding gold and silver bullion in your possession is crucial
Past 10 years: S&P down 24%, Ndx down 49%, Dji down 31%, U$D down 23%
Gold up 280%, Silver up 209%. (source: Jesse’s Cafe Americaine)
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very imformative. 5 Stars!
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Abolish the Unconstitutional Federal Reserve, remove their paid politicians from office, outlaw lobbyists, reinstate the US Constitution, reinstate the gold standard, and put the power of the US Treasury back in the hands of Congress where they can be held accountable for their actions by the people. The Federal Reserve Act has resulted in the conversion of America from its original state as a Constitutional Republic to a Corporate Oligarchy of thieves robbing America into oblivion.
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Each state has their own laws pertaining to interest rates and what the maximum rate that can be set is. Some states have no maximum interest rate and that is where all the credit card companies have moved. We need a national usury law to protect citizens from these usurists!
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@ddubrul What is “usury” laws? Real ? I honestly don’t know.
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Sorry folks, you have been had, peed on, scammed and lied to.
WallStreet is rigged and bailouts a fraud, market manipulations,
high freqency trading, flash orders, naked short selling, on and on
Goldman and Gov’t are in bed, they set the rules to benefit the few.
Jobs been exported, your labor de-valued to Zero and screw you into debt.
Walk away from your CC cards and (underwater) mortgage.
FICO scores are a scam to enslave you and keep you in debt.
Don’t be a sheeple. Protect Yourself
Wine Tasting Party
thats another debt instrument, point is u cannot lawfully pay any debts off, article 1 sec 10 of the US constitution, states only gold or silver can be used as money. Anything else is an IOU check,credit card, money order. Ur best bet is to not accumilate any more bills and start studying UCC so u are aware of what ur are signing at all times. U can discharge ur debt by filing UCC-1 and ur creditors will have access to ur treasury acct. that is worth millions. Accept it for value and write itoff
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@79JAMONIT i meant USE cash instead of credit cards. Don’t give the credit card companies your money. Even using a check to pay for stuff is better.
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@hardtechnoboy what cash? legal tender? that is a debt instrument also…u cant pay off any debts with out gold or silver Article 1 sec/ 10 of the constitution.
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we should make Fight Club a reality
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pay cash for everything - problem solved.
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the current economic system is doomed to fail because it depends on constant growth and there are only so many natural resources to go round,that and the fact that banks are creating money out of nothing…inflation has dropped the value of the dollar by some 98% and we are just getting started….and its just a matter of time before the feds approve another massive bailout.i am using the barter method these days ,my income is down about 80% but for some strange reason i own more than ever.
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well its not illegal if it has been found to be constitutional. you can disagree with the opinion of the court an try to find evidence that it should be overturned, but it isn’t by definition illegal due to the supremacy clause.
equivalent would be ending slavery up until a few years ago states still “allowed” it, but the fed said it wasn’t constitutional so they couldn’t do it.
Don’t get me wrong I think interest rates can suck, but his argument doesn’t make any sense whatsoever.